What kinds of property ownership do you accept?

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July 8, 2024

Article by:
John Li

We accept the following:

  • Freehold: We accept freehold properties for houses. However, individual flats are not considered. Note: Freehold blocks of flats can be considered for commercial purposes.
  • Leasehold: We accept leasehold properties if the lease has at least 70 years left when you apply. If you’re financing to extend the lease, we can accept this as long as it’s done at the same time as the loan is finalised.
  • Flying Freeholds: We consider flying freeholds as long as they don’t make up more than 10% of the total area. The valuer will confirm the percentage during the assessment.

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