We have some fantastic financial options that might catch your eye.

We have some fantastic financial options that might catch your eye.

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Property Type

Showing 60 results

Fixed - 5 years

Single AST Occupancy
Enquire now

Initial rate:

6.80%

Initial term:

Fixed 5 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

80%

Buy within the UK

If you’re purchasing property in England and Wales, you’re eligible for financing.

Earn minimum 21k

Have a minimum income of £21,000, applicable to at least one applicant.

Property value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

At least 21

You need to be older than 20 to be eligible for financing.

Property Condition

The property must meet certain standards for habitability and safety, as determined by a professional inspection.

Set value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

Experienced in letting

For Portfolio applications, Offa requires at least 2 years of letting experience. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Expat eligibility

It doesn’t matter if you’re halfway around the world, we’ll take a look at your finance requests. Check here to see if you’re expat eligible.

Fixed - 5 years

Single AST Occupancy
Enquire now

Initial rate:

6.70%

Initial term:

Fixed 5 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

75%

Buy within the UK

If you’re purchasing property in England and Wales, you’re eligible for financing.

Earn minimum 21k

Have a minimum income of £21,000, applicable to at least one applicant.

Property value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

At least 21

You need to be older than 20 to be eligible for financing.

Property Condition

The property must meet certain standards for habitability and safety, as determined by a professional inspection.

Set value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

Experienced in letting

For Portfolio applications, Offa requires at least 2 years of letting experience. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Expat eligibility

It doesn’t matter if you’re halfway around the world, we’ll take a look at your finance requests. Check here to see if you’re expat eligible.

Fixed - 5 years

Single AST Occupancy
Enquire now

Initial rate:

6.20%

Initial term:

Fixed 5 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

65%

Buy within the UK

If you’re purchasing property in England and Wales, you’re eligible for financing.

Earn minimum 21k

Have a minimum income of £21,000, applicable to at least one applicant.

Property value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

At least 21

You need to be older than 20 to be eligible for financing.

Property Condition

The property must meet certain standards for habitability and safety, as determined by a professional inspection.

Set value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

Experienced in letting

For Portfolio applications, Offa requires at least 2 years of letting experience. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Expat eligibility

It doesn’t matter if you’re halfway around the world, we’ll take a look at your finance requests. Check here to see if you’re expat eligible.

Fixed - 5 years

HMO / MUFB
Enquire now

Initial rate:

6.95%

Initial term:

Fixed 5 year EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

75%

Experienced in letting

For HMO and MUFB applications, candidates need 2 years’ experience as a Buy-to-Let landlord or 1 year as an HMO landlord. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Landlord experience

Only experienced landlords are accepted, not first-timers.

Multiple lets

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

Rental valuation

The rental income should be assessed based on similar properties being rented out separately.

Maximum number of bedrooms

There can’t be more than 12 bedrooms.

Required Stress Cover

Sufficient liability insurance and savings set aside for property upkeep and emergencies

Tenants

Tenants with diplomatic immunity aren’t accepted.

Minimum Valuation

The property needs to be valued at least £200,000 in London or £100,000 elsewhere.

Income Coverage Ratio

Your income should comfortably cover your expenses and show you can manage your finances effectively

HMO Licence

If needed, the conveyancer (legal advisor) should confirm that an application for the licence has been made before the purchase is completed.

Buying within the UK

If you’re purchasing property in England and Wales, you’re eligible for financing.

Property value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

At least 21

You need to be older than 20 to be eligible for financing.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Property condition

The property must meet certain standards for habitability and safety, as determined by a professional inspection.

Fixed - 5 years

HMO / MUFB
Enquire now

Initial rate:

6.85%

Initial term:

Fixed 5 year EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

65%

Experienced in letting

For HMO and MUFB applications, candidates need 2 years’ experience as a Buy-to-Let landlord or 1 year as an HMO landlord. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Landlord experience

Only experienced landlords are accepted, not first-timers.

Multiple lets

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

Rental valuation

The rental income should be assessed based on similar properties being rented out separately.

Maximum number of bedrooms

There can’t be more than 12 bedrooms.

Required Stress Cover

Sufficient liability insurance and savings set aside for property upkeep and emergencies

Tenants

Tenants with diplomatic immunity aren’t accepted.

Minimum Valuation

The property needs to be valued at least £200,000 in London or £100,000 elsewhere.

Income Coverage Ratio

Your income should comfortably cover your expenses and show you can manage your finances effectively

HMO Licence

If needed, the conveyancer (legal advisor) should confirm that an application for the licence has been made before the purchase is completed.

Buying within the UK

If you’re purchasing property in England and Wales, you’re eligible for financing.

Property value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

At least 21

You need to be older than 20 to be eligible for financing.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Property condition

The property must meet certain standards for habitability and safety, as determined by a professional inspection.

Fixed - 5 years

Single AST Occupancy
Enquire now

Initial rate:

6.80%

Initial term:

Fixed 5 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

80%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Fixed - 5 years

Single AST Occupancy
Enquire now

Initial rate:

6.70%

Initial term:

Fixed 5 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

75%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Fixed - 5 years

Single AST Occupancy
Enquire now

Initial rate:

6.20%

Initial term:

Fixed 5 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

65%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Fixed - 5 years

HMO / MUFB
Enquire now

Initial rate:

6.95%

Initial term:

Fixed 5 year EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

75%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Fixed - 5 years

HMO / MUFB
Enquire now

Initial rate:

6.85%

Initial term:

Fixed 5 year EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

65%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Fixed - 5 years

Single AST Occupancy
Enquire now

Initial rate:

6.90%

Initial term:

Fixed 5 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

80%

Buy within the UK

You intend to buy property in England or Wales

At least 21

You need to be older than 20 to be eligible for financing.

Property value

The property’s value should be between £60,000 and £1 million, with a total aggregated exposure limit of £2,500,000.

Experienced in letting

For Portfolio, Offa will only consider applications from landlords that have at least 2 years’ letting experience. For joint applications, at least 1 applicant must meet this requirement. Offa will not consider properties outside the UK when assessing portfolio landlords.

Personal account

You need to have a UK bank account in your name.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Fixed - 5 years

Single AST Occupancy
Enquire now

Initial rate:

6.80%

Initial term:

Fixed 5 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

75%

Buy within the UK

You intend to buy property in England or Wales

At least 21

You need to be older than 20 to be eligible for financing.

Property value

The property’s value should be between £60,000 and £1 million, with a total aggregated exposure limit of £2,500,000.

Experienced in letting

For Portfolio, Offa will only consider applications from landlords that have at least 2 years’ letting experience. For joint applications, at least 1 applicant must meet this requirement. Offa will not consider properties outside the UK when assessing portfolio landlords.

Personal account

You need to have a UK bank account in your name.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Fixed - 5 years

Single AST Occupancy
Enquire now

Initial rate:

6.30%

Initial term:

Fixed 5 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

65%

Buy within the UK

You intend to buy property in England or Wales

At least 21

You need to be older than 20 to be eligible for financing.

Property value

The property’s value should be between £60,000 and £1 million, with a total aggregated exposure limit of £2,500,000.

Experienced in letting

For Portfolio, Offa will only consider applications from landlords that have at least 2 years’ letting experience. For joint applications, at least 1 applicant must meet this requirement. Offa will not consider properties outside the UK when assessing portfolio landlords.

Personal account

You need to have a UK bank account in your name.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Fixed - 5 years

HMO / MUFB
Enquire now

Initial rate:

7.05%

Initial term:

Fixed 5 year EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

75%

Buy within the UK

You intend to buy property in England or Wales

At least 21

You need to be older than 20 to be eligible for financing.

Property value

The property’s value should be between £60,000 and £1 million, with a total aggregated exposure limit of £2,500,000.

Experienced in letting

For Portfolio applications, Offa requires at least 2 years of letting experience. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Personal account

You need to have a UK bank account in your name.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Fixed - 5 years

HMO / MUFB
Enquire now

Initial rate:

6.95%

Initial term:

Fixed 5 year EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

65%

Buy within the UK

You intend to buy property in England or Wales

At least 21

You need to be older than 20 to be eligible for financing.

Property value

The property’s value should be between £60,000 and £1 million, with a total aggregated exposure limit of £2,500,000.

Experienced in letting

For Portfolio applications, Offa requires at least 2 years of letting experience. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Personal account

You need to have a UK bank account in your name.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Fixed - 5 years

Single AST Occupancy
Enquire now

Initial rate:

6.90%

Initial term:

Fixed 5 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

80%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Fixed - 5 years

Single AST Occupancy
Enquire now

Initial rate:

6.80%

Initial term:

Fixed 5 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

75%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Fixed - 5 years

Single AST Occupancy
Enquire now

Initial rate:

6.30%

Initial term:

Fixed 5 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

65%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Fixed - 5 years

HMO / MUFB
Enquire now

Initial rate:

7.05%

Initial term:

Fixed 5 year EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

75%

Fixed - 5 years

HMO / MUFB
Enquire now

Initial rate:

6.95%

Initial term:

Fixed 5 year EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

65%

Fixed - 2 years

Single AST Occupancy
Enquire now

Initial rate:

7.00%

Initial term:

Fixed 2 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

80%

Buy within the UK

If you’re purchasing property in England and Wales, you’re eligible for financing.

Earn minimum 21k

Have a minimum income of £21,000, applicable to at least one applicant.

Property value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

At least 21

You need to be older than 20 to be eligible for financing.

Property Condition

The property must meet certain standards for habitability and safety, as determined by a professional inspection.

Set value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

Experienced in letting

For Portfolio applications, Offa requires at least 2 years of letting experience. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Expat eligibility

It doesn’t matter if you’re halfway around the world, we’ll take a look at your finance requests. Check here to see if you’re expat eligible.

Fixed - 2 years

Single AST Occupancy
Enquire now

Initial rate:

6.90%

Initial term:

Fixed 2 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

75%

Buy within the UK

If you’re purchasing property in England and Wales, you’re eligible for financing.

Earn minimum 21k

Have a minimum income of £21,000, applicable to at least one applicant.

Property value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

At least 21

You need to be older than 20 to be eligible for financing.

Property Condition

The property must meet certain standards for habitability and safety, as determined by a professional inspection.

Set value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

Experienced in letting

For Portfolio applications, Offa requires at least 2 years of letting experience. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Expat eligibility

It doesn’t matter if you’re halfway around the world, we’ll take a look at your finance requests. Check here to see if you’re expat eligible.

Fixed - 2 years

Single AST Occupancy
Enquire now

Initial rate:

6.70%

Initial term:

Fixed 2 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

65%

Buy within the UK

If you’re purchasing property in England and Wales, you’re eligible for financing.

Earn minimum 21k

Have a minimum income of £21,000, applicable to at least one applicant.

Property value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

At least 21

You need to be older than 20 to be eligible for financing.

Property Condition

The property must meet certain standards for habitability and safety, as determined by a professional inspection.

Set value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

Experienced in letting

For Portfolio applications, Offa requires at least 2 years of letting experience. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Expat eligibility

It doesn’t matter if you’re halfway around the world, we’ll take a look at your finance requests. Check here to see if you’re expat eligible.

Fixed - 2 years

HMO / MUFB
Enquire now

Initial rate:

7.35%

Initial term:

Fixed 2 year EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

65%

Experienced in letting

For HMO and MUFB applications, candidates need 2 years’ experience as a Buy-to-Let landlord or 1 year as an HMO landlord. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Landlord experience

Only experienced landlords are accepted, not first-timers.

Multiple lets

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

Rental valuation

The rental income should be assessed based on similar properties being rented out separately.

Maximum number of bedrooms

There can’t be more than 12 bedrooms.

Required Stress Cover

Sufficient liability insurance and savings set aside for property upkeep and emergencies

Tenants

Tenants with diplomatic immunity aren’t accepted.

Minimum Valuation

The property needs to be valued at least £200,000 in London or £100,000 elsewhere.

Income Coverage Ratio

Your income should comfortably cover your expenses and show you can manage your finances effectively

HMO Licence

If needed, the conveyancer (legal advisor) should confirm that an application for the licence has been made before the purchase is completed.

Buying within the UK

If you’re purchasing property in England and Wales, you’re eligible for financing.

Property value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

At least 21

You need to be older than 20 to be eligible for financing.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Property condition

The property must meet certain standards for habitability and safety, as determined by a professional inspection.

Fixed - 2 years

Single AST Occupancy
Enquire now

Initial rate:

7.00%

Initial term:

Fixed 2 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

80%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Fixed - 2 years

Single AST Occupancy
Enquire now

Initial rate:

6.90%

Initial term:

Fixed 2 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

75%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Fixed - 2 years

Single AST Occupancy
Enquire now

Initial rate:

6.70%

Initial term:

Fixed 2 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

65%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Fixed - 2 years

HMO / MUFB
Enquire now

Initial rate:

7.45%

Initial term:

Fixed 2 year EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

75%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Fixed - 2 years

HMO / MUFB
Enquire now

Initial rate:

7.35%

Initial term:

Fixed 2 year EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

65%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Fixed - 2 years

Single AST Occupancy
Enquire now

Initial rate:

7.10%

Initial term:

Fixed 2 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

80%

Buy within the UK

You intend to buy property in England or Wales

At least 21

You need to be older than 20 to be eligible for financing.

Property value

The property’s value should be between £60,000 and £1 million, with a total aggregated exposure limit of £2,500,000.

Experienced in letting

For Portfolio, Offa will only consider applications from landlords that have at least 2 years’ letting experience. For joint applications, at least 1 applicant must meet this requirement. Offa will not consider properties outside the UK when assessing portfolio landlords.

Personal account

You need to have a UK bank account in your name.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Fixed - 2 years

Single AST Occupancy
Enquire now

Initial rate:

7.00%

Initial term:

Fixed 2 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

75%

Buy within the UK

You intend to buy property in England or Wales

At least 21

You need to be older than 20 to be eligible for financing.

Property value

The property’s value should be between £60,000 and £1 million, with a total aggregated exposure limit of £2,500,000.

Experienced in letting

For Portfolio, Offa will only consider applications from landlords that have at least 2 years’ letting experience. For joint applications, at least 1 applicant must meet this requirement. Offa will not consider properties outside the UK when assessing portfolio landlords.

Personal account

You need to have a UK bank account in your name.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Fixed - 2 years

Single AST Occupancy
Enquire now

Initial rate:

6.80%

Initial term:

Fixed 2 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

65%

Buy within the UK

You intend to buy property in England or Wales

At least 21

You need to be older than 20 to be eligible for financing.

Property value

The property’s value should be between £60,000 and £1 million, with a total aggregated exposure limit of £2,500,000.

Experienced in letting

For Portfolio, Offa will only consider applications from landlords that have at least 2 years’ letting experience. For joint applications, at least 1 applicant must meet this requirement. Offa will not consider properties outside the UK when assessing portfolio landlords.

Personal account

You need to have a UK bank account in your name.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Fixed - 2 years

HMO / MUFB
Enquire now

Initial rate:

7.55%

Initial term:

Fixed 2 year EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

75%

Buy within the UK

You intend to buy property in England or Wales

At least 21

You need to be older than 20 to be eligible for financing.

Property value

The property’s value should be between £60,000 and £1 million, with a total aggregated exposure limit of £2,500,000.

Experienced in letting

For Portfolio applications, Offa requires at least 2 years of letting experience. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Personal account

You need to have a UK bank account in your name.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Fixed - 2 years

HMO / MUFB
Enquire now

Initial rate:

7.45%

Initial term:

Fixed 2 year EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

65%

Buy within the UK

You intend to buy property in England or Wales

At least 21

You need to be older than 20 to be eligible for financing.

Property value

The property’s value should be between £60,000 and £1 million, with a total aggregated exposure limit of £2,500,000.

Experienced in letting

For Portfolio applications, Offa requires at least 2 years of letting experience. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Personal account

You need to have a UK bank account in your name.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Fixed - 2 years

Single AST Occupancy
Enquire now

Initial rate:

7.10%

Initial term:

Fixed 2 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

80%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Fixed - 2 years

Single AST Occupancy
Enquire now

Initial rate:

7.00%

Initial term:

Fixed 2 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

75%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Fixed - 2 years

Single AST Occupancy
Enquire now

Initial rate:

6.80%

Initial term:

Fixed 2 year EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

65%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Fixed - 2 years

HMO / MUFB
Enquire now

Initial rate:

7.55%

Initial term:

Fixed 2 year EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

75%

Fixed - 2 years

HMO / MUFB
Enquire now

Initial rate:

7.45%

Initial term:

Fixed 2 year EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

65%

Fixed - 2 years

HMO / MUFB
Enquire now

Initial rate:

7.45%

Initial term:

Fixed 2 year EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

75%

Experienced in letting

For HMO and MUFB applications, candidates need 2 years’ experience as a Buy-to-Let landlord or 1 year as an HMO landlord. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Landlord experience

Only experienced landlords are accepted, not first-timers.

Multiple lets

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

Rental valuation

The rental income should be assessed based on similar properties being rented out separately.

Maximum number of bedrooms

There can’t be more than 12 bedrooms.

Required Stress Cover

Sufficient liability insurance and savings set aside for property upkeep and emergencies

Tenants

Tenants with diplomatic immunity aren’t accepted.

Minimum Valuation

The property needs to be valued at least £200,000 in London or £100,000 elsewhere.

Income Coverage Ratio

Your income should comfortably cover your expenses and show you can manage your finances effectively

HMO Licence

If needed, the conveyancer (legal advisor) should confirm that an application for the licence has been made before the purchase is completed.

Buying within the UK

If you’re purchasing property in England and Wales, you’re eligible for financing.

Property value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

At least 21

You need to be older than 20 to be eligible for financing.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Property condition

The property must meet certain standards for habitability and safety, as determined by a professional inspection.

Discounted Variable

Single AST Occupancy
Enquire now

Initial rate:

7.65%

Initial term:

No EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

80%

Buy within the UK

If you’re purchasing property in England and Wales, you’re eligible for financing.

Earn minimum 21k

Have a minimum income of £21,000, applicable to at least one applicant.

Property value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

At least 21

You need to be older than 20 to be eligible for financing.

Property Condition

The property must meet certain standards for habitability and safety, as determined by a professional inspection.

Set value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

Experienced in letting

For Portfolio applications, Offa requires at least 2 years of letting experience. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Expat eligibility

It doesn’t matter if you’re halfway around the world, we’ll take a look at your finance requests. Check here to see if you’re expat eligible.

Discounted Variable

Single AST Occupancy
Enquire now

Initial rate:

7.55%

Initial term:

No EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

75%

Buy within the UK

If you’re purchasing property in England and Wales, you’re eligible for financing.

Earn minimum 21k

Have a minimum income of £21,000, applicable to at least one applicant.

Property value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

At least 21

You need to be older than 20 to be eligible for financing.

Property Condition

The property must meet certain standards for habitability and safety, as determined by a professional inspection.

Set value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

Experienced in letting

For Portfolio applications, Offa requires at least 2 years of letting experience. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Expat eligibility

It doesn’t matter if you’re halfway around the world, we’ll take a look at your finance requests. Check here to see if you’re expat eligible.

Discounted Variable

Single AST Occupancy
Enquire now

Initial rate:

7.35%

Initial term:

No EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

65%

Buy within the UK

If you’re purchasing property in England and Wales, you’re eligible for financing.

Earn minimum 21k

Have a minimum income of £21,000, applicable to at least one applicant.

Property value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

At least 21

You need to be older than 20 to be eligible for financing.

Property Condition

The property must meet certain standards for habitability and safety, as determined by a professional inspection.

Set value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

Experienced in letting

For Portfolio applications, Offa requires at least 2 years of letting experience. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Expat eligibility

It doesn’t matter if you’re halfway around the world, we’ll take a look at your finance requests. Check here to see if you’re expat eligible.

Discounted Variable

HMO / MUFB
Enquire now

Initial rate:

8.10%

Initial term:

No EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

75%

Experienced in letting

For HMO and MUFB applications, candidates need 2 years’ experience as a Buy-to-Let landlord or 1 year as an HMO landlord. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Landlord experience

Only experienced landlords are accepted, not first-timers.

Multiple lets

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

Rental valuation

The rental income should be assessed based on similar properties being rented out separately.

Maximum number of bedrooms

There can’t be more than 12 bedrooms.

Required Stress Cover

Sufficient liability insurance and savings set aside for property upkeep and emergencies

Tenants

Tenants with diplomatic immunity aren’t accepted.

Minimum Valuation

The property needs to be valued at least £200,000 in London or £100,000 elsewhere.

Income Coverage Ratio

Your income should comfortably cover your expenses and show you can manage your finances effectively

HMO Licence

If needed, the conveyancer (legal advisor) should confirm that an application for the licence has been made before the purchase is completed.

Buying within the UK

If you’re purchasing property in England and Wales, you’re eligible for financing.

Property value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

At least 21

You need to be older than 20 to be eligible for financing.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Property condition

The property must meet certain standards for habitability and safety, as determined by a professional inspection.

Discounted Variable

HMO / MUFB
Enquire now

Initial rate:

8.00%

Initial term:

No EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

65%

Experienced in letting

For HMO and MUFB applications, candidates need 2 years’ experience as a Buy-to-Let landlord or 1 year as an HMO landlord. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Landlord experience

Only experienced landlords are accepted, not first-timers.

Multiple lets

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

Rental valuation

The rental income should be assessed based on similar properties being rented out separately.

Maximum number of bedrooms

There can’t be more than 12 bedrooms.

Required Stress Cover

Sufficient liability insurance and savings set aside for property upkeep and emergencies

Tenants

Tenants with diplomatic immunity aren’t accepted.

Minimum Valuation

The property needs to be valued at least £200,000 in London or £100,000 elsewhere.

Income Coverage Ratio

Your income should comfortably cover your expenses and show you can manage your finances effectively

HMO Licence

If needed, the conveyancer (legal advisor) should confirm that an application for the licence has been made before the purchase is completed.

Buying within the UK

If you’re purchasing property in England and Wales, you’re eligible for financing.

Property value limit

The property’s value falls between £60,000 and £1 million, with a total exposure limit of £2,500,000.

At least 21

You need to be older than 20 to be eligible for financing.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Property condition

The property must meet certain standards for habitability and safety, as determined by a professional inspection.

Discounted Variable

Single AST Occupancy
Enquire now

Initial rate:

7.75%

Initial term:

No EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

80%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Discounted Variable

Single AST Occupancy
Enquire now

Initial rate:

7.65%

Initial term:

No EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

75%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Discounted Variable

Single AST Occupancy
Enquire now

Initial rate:

7.45%

Initial term:

No EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

65%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Discounted Variable

HMO / MUFB
Enquire now

Initial rate:

8.20%

Initial term:

No EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

75%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Discounted Variable

HMO / MUFB
Enquire now

Initial rate:

8.10%

Initial term:

No EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

65%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Discounted Variable

Single AST Occupancy
Enquire now

Initial rate:

7.75%

Initial term:

No EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

80%

Buy within the UK

You intend to buy property in England or Wales

At least 21

You need to be older than 20 to be eligible for financing.

Property value

The property’s value should be between £60,000 and £1 million, with a total aggregated exposure limit of £2,500,000.

Experienced in letting

For Portfolio, Offa will only consider applications from landlords that have at least 2 years’ letting experience. For joint applications, at least 1 applicant must meet this requirement. Offa will not consider properties outside the UK when assessing portfolio landlords.

Personal account

You need to have a UK bank account in your name.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Discounted Variable

Single AST Occupancy
Enquire now

Initial rate:

7.65%

Initial term:

No EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

75%

Buy within the UK

You intend to buy property in England or Wales

At least 21

You need to be older than 20 to be eligible for financing.

Property value

The property’s value should be between £60,000 and £1 million, with a total aggregated exposure limit of £2,500,000.

Experienced in letting

For Portfolio, Offa will only consider applications from landlords that have at least 2 years’ letting experience. For joint applications, at least 1 applicant must meet this requirement. Offa will not consider properties outside the UK when assessing portfolio landlords.

Personal account

You need to have a UK bank account in your name.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Discounted Variable

Single AST Occupancy
Enquire now

Initial rate:

7.45%

Initial term:

No EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

65%

Buy within the UK

You intend to buy property in England or Wales

At least 21

You need to be older than 20 to be eligible for financing.

Property value

The property’s value should be between £60,000 and £1 million, with a total aggregated exposure limit of £2,500,000.

Experienced in letting

For Portfolio, Offa will only consider applications from landlords that have at least 2 years’ letting experience. For joint applications, at least 1 applicant must meet this requirement. Offa will not consider properties outside the UK when assessing portfolio landlords.

Personal account

You need to have a UK bank account in your name.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Discounted Variable

HMO / MUFB
Enquire now

Initial rate:

8.20%

Initial term:

No EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

75%

Buy within the UK

You intend to buy property in England or Wales

At least 21

You need to be older than 20 to be eligible for financing.

Property value

The property’s value should be between £60,000 and £1 million, with a total aggregated exposure limit of £2,500,000.

Experienced in letting

For Portfolio applications, Offa requires at least 2 years of letting experience. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Personal account

You need to have a UK bank account in your name.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Discounted Variable

HMO / MUFB
Enquire now

Initial rate:

8.10%

Initial term:

No EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

65%

Buy within the UK

You intend to buy property in England or Wales

At least 21

You need to be older than 20 to be eligible for financing.

Property value

The property’s value should be between £60,000 and £1 million, with a total aggregated exposure limit of £2,500,000.

Experienced in letting

For Portfolio applications, Offa requires at least 2 years of letting experience. For joint applications, one applicant must meet this requirement. Only UK properties are considered.

Personal account

You need to have a UK bank account in your name.

Earn minimum 21k

The minimum income required is £21,000 for at least one applicant.

Discounted Variable

Single AST Occupancy
Enquire now

Initial rate:

7.85%

Initial term:

No EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

80%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Discounted Variable

Single AST Occupancy
Enquire now

Initial rate:

7.75%

Initial term:

No EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

75%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Discounted Variable

Single AST Occupancy
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Initial rate:

7.55%

Initial term:

No EBC

Product fee:

1% @ min £999

Finance to Value (FTV):

65%

Agreement with Offa

The agreement will be made between Offa and the company.

Company Eligibility Rules

Companies must be registered and operating in England or Wales.

Listing Directors Requirement

All directors applying must be listed in the application to Offa.

Business Purpose and Industry Codes

The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100, 68209, 68320.

Shareholder-Director Rules.

Everyone listed in the application must also be shareholders.

Company Ownership and Shares

All shareholders must be directors and collectively own 100% of the company’s shares.

Personal Guarantee by Shareholders

Offa will ask shareholders to personally guarantee the finance amount.

Legal Advice Necessity

Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa,

Process for Overseas Directors

Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.

Discounted Variable

HMO / MUFB
Enquire now

Initial rate:

8.30%

Initial term:

No EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

75%

Discounted Variable

HMO / MUFB
Enquire now

Initial rate:

8.20%

Initial term:

No EBC

Product fee:

1.5% @ min £999

Finance to Value (FTV):

65%

* Financing is secured on your property. You could lose your property if you do not keep up on your expenses