Portfolio BTL Financing
Thinking about expanding your investments? If you own four or more rental properties, we're here to help find the right plan for you.
Thinking about expanding your investments? If you own four or more rental properties, we're here to help find the right plan for you.
Whether you own them through a company or partnership, need permission to rent them out, or have them financed through a buy-to-let agreement, whether in your name alone or with someone else. Portfolio stress testing is now based on the average of current 5-year fixed rate products (currently 6.6%), making it more practical for large investors.
You should meet following criteria to be eligible for Portfolio BTL financing:
Portfolio landlords must have been renting out properties for a minimum of two years.
At least 1 applicant in joint applications must meet the two-year letting experience requirement.
Applications are only considered for properties located across England and Wales.
If more than half of a landlord's properties are financed under their name, they must appear on their credit report.
If 1 applicant owns 3 properties and another owns 5, together they are considered to have eight properties in their portfolio.
Portfolio landlord applicants are required to provide property portfolio schedule, asset and liabilities sheet and business plan. Document templates can be found here: Documents
Wondering the minimum monthly rent needed to cover expenses? Find out by using our affordability calculator
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Check out our Corporate rental property rates and products and explore all the options to find the best fit for your needs.