What’s Buy-to-Let finance?

Offa's buy-to-let product works on Islamic finance principles, specifically co-ownership-with-leasing. Here's how it works: You team up with us to acquire the property together. Each month, as you make payments, your share in the property increases until you eventually own it outright.

Accessibility for First-Time Landlords

Extended Payment
Terms

Ethical Financing You Deserve

The application process

The process of applying for a Buy-to-Let finance plan starts with filling out forms to see if you qualify and can afford to invest in a property you plan to rent out.

Buying within the UK

Earn minimum 18k

At least 18 years old

Property value limit

Experienced or First-time landlords

Expat eligibility

Our Calculators

Plan your finances easily with our affordability and buy-to-let (BTL) calculators and find out how much you could earn from investment properties.

BTL Calculator

Affordability Calculator

Calculate

What our customers say

As a broker, I struggle to find people who understand the complexities of Islamic finance.

Having known Offa’s executive team for years, I know they are some of the most knowledgeable professionals in the UK Islamic finance sector. And we are proud to work with them.

NP

Nizam Patel

Our experience with Offa was exceptional. Their commitment to Shariah compliance sets the standard for what a bridge finance company should aspire to be, providing a much-needed alternative for clients seeking financial solutions that align with their religious beliefs.

AI

Ashraful Islam

I wholeheartedly recommend Offa to anyone seeking a more personal and ethical approach to property finance. Throughout my journey with Offa, Sayful’s dedication and availability were unparalleled, and it felt like I had a trusted advisor by my side at every turn.

MH

Mozammel Haque - Dentist

Ready to apply?