Islamic Buy to Let finance UK
realising your true potential
What’s Buy-to-Let finance?
We are the UK’s first bridge finance provider, now offering Buy-to-Let finance plans to those looking for an ethical finance model designed with Islamic finance principles in mind.
Our buy-to-let products
As a landlord or property investor, we provide quick Islamic finance decisions from our experts to help you succeed.
Rent only Buy-to-Let and Buy-to-Let Purchase Plan
With Rent Only BTLPP, pay monthly rent and buy our property share later. Alternatively, make regular monthly “Acquisition Payments” to own Offa’s share by the end of the term.
In the Buy-to-Let Purchase Plan (BTLPP), you’ll need to sign a lease to rent Offa’s portion of the property and pay rent each month to use it for subletting.
Where faith meets finance
Services we offer
Accessibility for First-Time Landlords
Open to first-time landlords, creating opportunities for newcomers in real estate.
Extended Payment Terms
Financing options are available for up to 40 years, allowing you to tailor the plan to your goals.
Ethical financing you deserve
Experience fairness and transparency in transactions with our Islamic finance principles, where honesty guides us.
Where faith meets finance
The application process
Owning your first BTL property couldn’t be simpler, and we’re here to help you along the way.
Eligibility
Solicitor
Application
Review
Completion
Eligibility and finding a property
Before starting your application, make sure you meet the criteria for Offa’s Buy-to-Let Purchase Plan (BTLPP).
To be eligible I’m…
- Buying Within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing. - Earn Minimum £18k
Have a minimum income of £18,000, applicable to at least one applicant. - Expat Eligibility
It doesn’t matter if you’re halfway around the world, we’ll take a look at your finance requests. Check here to see if you’re expat eligible.
- Experienced or First-Time Landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties. - Property Value Limit
The property’s value falls between £80,000 and £5 million. - At Least 18 Years
Old You need to be older than 18 to be eligible for financing.
Use our Buy-to-Let Calculator to estimate your monthly payments and our Affordability Calculator to assess if the plan aligns with your financial situation. This step ensures you’re prepared before moving forward.
Select your solicitor
You contact Offa for either a purchase or a refinance application.
Decision In Principle issued
Once we issue your Decision-in-Principle (confirmation that you meet the basic criteria), you contact one or more of the solicitors on our panel to request a quotation.
Our panel includes:
- Bond Adams – Contact Muhammed Gaffar (0116 285 8080)
- Batley Law – Contact Hassnain Liaquat All (0330 041 4564)
- Hawkins Law Limited – Contact Mohshin Patel (02071777579)
- London Sol Limited T/A Greymore – Contact Cemal Turk (0208 8081285)
- Ackroyd Legal (London) LLP – Contact Mohammed Munshi (020 3058 3363)
- Markand & Co Solicitors LLP – Contact Bijal Shukla (020 8470 1422)
- Davisons Solicitors Limited – Contact Shabnam Begum (0203 751 4952)
- Maxims – Contact Adil Khan & Sehar Azam (02085517066)
- DWS Legal – Contact Asma Karim (01162999199)
- Kuddus Solicitors – Contact Kuddus All (02072475476)
- FH Law – Contact Md Habibur Rahman (02089117100)
- GreyStone Solicitors – Contact Farrukh Naeem (01582343453)
- Arch Law Limited – Contact Natasha Istanbul (03332423976)
- Amanah Legal Limited – Contact Mansoor Malik & Wakil Ahmed (02034680200)
- David J Foster & Co (Solicitors) LTD – Contact Mr Lothib Miah & Khaled Hussain (01215171449)
- Clearwater Solicitors Limited – Contact Mohammed (08000430430)
- SABZ SOLICITORS LLP – Contact Muhammad Shahzad Ahsan (01618765518)
- Stuart & Co Solicitors – Contact Hasan Nas (02088871360)
- Rosewood Law – Contact Arithony (01254460600)
- Setfords Law Ltd – Contact Dilpesh Shah (01162999199)
Choosing your solicitor
When you are happy to proceed with your chosen solicitor firm and have accepted the their client care letter and fee estimate, you will need to inform your advisor of this. The advisor will then submit the application for underwriting.
Solicitor receives Finance offer (Offa’s instruction to proceed)
If your application is successful, your chosen solicitor firm will receive our offer and legal instruction through our portal. This is Offa’s formal instruction to the solicitor to commence legal work on behalf of both parties, Offa and the client, on a dual representation basis.
What is dual representation?
Dual representation (often shortened to dual rep) describes when a single solicitor or firm acts for both the finance provider, in this case Offa, and the Applicant(s) in the same property transaction.
Solicitor carries out legal work and searches
The chosen solicitor firm will:
- Confirm your identity and complete Anti-Money-Laundering checks
- Order and review local authority, environmental and other searches (for purchases)
- Review title and any existing charges
- Raise or respond to enquiries
- Comply with any conditions shown on our offer letter
Solicitors carry out their own searches and will advise you of any additional fees or timescales associated with searches.
Satisfying conditions & final checks
Once searches are returned and all conditions are satisfied, the solicitor notifies Offa that they are ready for completion.
Completion
On the agreed completion date Offa releases funds and the solicitor completes the registration of the finance and any post-completion matters (for example: registering the charge at Land Registry, paying third-party costs).
Helpful FAQs
How do I appoint a solicitor?
Before you apply, refer to the list of firms on our Solicitor’s panel here. Reach out to one or more firms to ask for a quotation. E-mail and phone numbers are provided. Once you have selected a firm, you will need to inform the firm that you wish to instruct them to act on your behalf. They will provide you with information on what to do next. Inform your broker or advisor of the name of the firm and they will include it in the application.
Who pays the solicitor’s fee?
You will need to settle the conveyancing fees as directed by the Firm or solicitor you have instructed. Refer to the list of solicitors on our panel here.
Can I use a firm that is not on your panel?
Not at this time. Offa operates a closed panel of firms that specialise in these transactions. Please contact a firm from our panel and ask for a quotation.
Submit Your Application
Now that you’ve found your property, it’s time to submit your application. Whether you’re working with our team directly or via a broker, this is where we get all the details to determine if we can offer you finance.
Prior to your full application, you will be provided with access to this Product Guide in addition to the following documents:
This document provides key information about how the finance will operate under the BTLPP and helps you to easily compare different BTL purchase plans offered by us and other providers. It includes information about:
- The term, purchase price, and deposit payment payable under the home purchase plan.
- Details about the amount of finance required by you.
- The total amount of fees payable.
- Details about the monthly rental payments.
- Details about the Acquisition Payments (if applicable).
Risk and Features of the BTL Purchase Plan
This document provides more detail about how the BTLPP operates, including the key features and risks associated with entering this type of product.
Key Risks:
- Under the BTLPP, Offa is the legal owner of the property. You will not become the legal owner until you have completed all your payments. Until then, you will lease the property from Offa.
- You face the risk of losing your right to sublet the property if you breach any material terms of the agreement between us, not just those relating to payment.
Your Key Commitments:
- To make the required deposit.
- To make monthly rental payments.
- To pay the purchase price of the property by making monthly Acquisition Payments (if you choose this option).
- To take out building insurance.
Tariff of Charges
This document sets out the fees and expenses that you may need to pay in relation to the BTLPP.
Once you have found a property to purchase (where applicable), completed your full application and once we have completed our due diligence checks you can move onto the offer stage. Have a look at our Tariff of Charges here
Review your offer and sign
At this stage we will send you or your broker an email to confirm our acceptance of your application and provide you with an Offer Letter. Alternatively, where we are not able to enter into a BTLPP with you, we will provide you with an explanation.
The Offer Pack will include the following documents:
Offer Letter
The Offer Letter sets out the basis that we are willing to enter into a BTLPP with you. This Offer Letter will contain an updated Financial Information Statement and Risk and Features document.
In order to accept the offer, you must:
Electronically sign and return a copy of the Offer Letter within 14 days from the date of the Offer Letter;
Provide signed copies of the Lease, the Diminishing Partnership Agreement and the Legal Charge and comply with the conditions set out in the Offer Letter within six months.
By signing the offer letter, you confirm that you accept the terms and conditions set out in the offer letter.
Once you have signed the Offer Letter you will then become responsible for your own legal costs, the valuation fees and the application fees set out in the Financial Information Statement attached to the Offer Letter. You will still be required to pay these fees even if completion does not occur.
Get your keys and start renting
You will then be able to start managing your property and receiving rental income. You’ll also make monthly payments to Offa, which will include rental payments on our share of the property and any acquisition payments (if applicable) to increase your ownership.
Lease
Offa will be the legal owner of the property until you fully purchase Offa’s share of the property. As such, Offa agrees to rent out the property to you during the agreed term. This document sets out the terms under which Offa, as your landlord, will rent out the property to you, as the tenant.
The Lease sets out your responsibilities and obligations as a tenant of the property, including:
Your obligation to pay rent (and Offa’s powers should you fail to pay rent or any other sum due under the Lease);
A number of legally binding promises which are set out in a separate schedule. These mainly relate to how you must treat the property during the term of the lease;
You are responsible for insuring the property in accordance with the terms of the Lease.
Note: if you fail to pay the rent, or you breach any of the legally binding promises listed in the Lease, Offa may terminate the Lease and re-take possession of the property.
Diminishing Partnership Agreement
Under the Diminishing Partnership Agreement, you agree to pay the Acquisition Payment(s) during the term or at the end of the term.
What happens if you are not able to make Acquisition Payment(s)?
If you are unable to make the Acquisition Payment(s) under the Agreement, this will be an Event of Default, which will enable Offa to terminate the lease and bring enforcement proceedings under the agreement. This could result in Offa repossessing and selling the property. Offa will deduct outstanding acquisition payments from the sale proceeds, as well as other costs and charges set out in 7.3 of the Diminishing Partnership Agreement, before providing the balance to you. You will be required to pay any shortfall.
Can you pay the Acquisition Payment(s) before the end of the term?
You may make additional acquisition payments throughout the plan. The maximum allowable additional payment is explained in the Tariff of Charges. Note that you may be required to pay an Early Buyout Charge if you make additional payments above the maximum allowable limit. You may also incur Early Buyout Charges if you redeem the BTLPP during the Fixed or Discounted periods.
When will the Bank transfer the property to you?
The Diminishing Partnership Agreement is a legal document, and by signing it Offa commits to transferring ownership of the property to you provided (i) you have paid the purchase price in full, (ii) there are no outstanding sums or outstanding breaches under any of the BTL PP documents and (iii) the conditions set out in Clause 4 of the Diminishing Partnership Agreement have been met.
Other key obligations under the agreement
You also agree in this agreement to compensate Offa against all Stamp Duty Land Tax, the Bank’s legal fees and any other fees, taxes, costs and expenses that Offa incurs in letting the property to you, charging the property under the Legal Charge (see below) and the enforcement of any of the BTL PP documents.
Legal Charge
The Legal Charge is our security for your obligation to pay the purchase price and rent payments. Under the Legal Charge, you agree to provide a legal mortgage and fixed charge over your interests in the property (including under the Lease, any insurance policy you enter into relating to the property).
The purpose of this Legal Charge is to ensure that, in the event Offa is forced to sell the property (for example, because you have failed to make the agreed payments), Offa will be paid first from the proceeds of sale.
Under the Legal Charge you will be responsible for paying on demand all reasonable costs, charges, taxes, liabilities and expenses incurred by Offa or Offa’s appointed Receiver in enforcing or preserving the security granted under this document or as a result of your breaching the Legal Charge.
This document includes a number of obligations, which you should read through carefully.
FAQS
What else do I need to
know?
Before starting the application, familiarise yourself with key points. This section clarifies terms and steps for all investors.
A DIP (Decision in Principle) or AIP (Agreement in Principle) is a quick, preliminary check that gives you an idea of how much we may be willing to lend based on your financial details. Even if your situation is a little unique, we’ll work with you to make it happen, so don’t worry—we find a way!
Yes, we’re happy to help UK expats! We understand that living abroad can make things a little trickier, but we look at your overall financial situation and find ways to make it work. Whether you’re living in Europe or further afield, just get in touch, and we’ll help you through the process.
Like any investment, there are always some risks, but don’t worry—we’ll help you understand them. Offa’s Buy-to-Let options are designed to be as clear and transparent as possible, and we’re with you every step of the way, making sure you know what you’re getting into. We work with you to find solutions that minimise those risks and give you peace of mind.
Yes, Buy-to-Let properties often come with tax benefits, such as being able to deduct certain expenses like mortgage interest. While we’ll help guide you, we always recommend speaking with a tax professional to get the best advice based on your individual situation. We’ll make sure you’re aware of all the benefits available to you.
While most people can apply, we understand that everyone’s situation is different. Whether you’ve got a bit of a credit history issue or you don’t earn a huge income, we’re here to find a way for you. We take a flexible approach, looking at your overall financial picture—savings, assets, and your ability to make payments—so don’t worry, we’ll make it work!
There’s no set figure! We understand that some people don’t have huge incomes but have solid savings or other assets. We’ll look at your situation as a whole and find a way forward. So even if your income isn’t as high as you’d like, we focus on your ability to make payments and work with you to make it work.
See what you can afford with our handy calculators.
Plan your finances easily with our monthly payment and finance calculators.
Affordability calculator
Check how much rent you can comfortably afford based on your income and monthly expenses.
Tell us about yourself
Ready to figure out how much we can finance? Use our affordability calculator to get started.
Are you
Operating as
Tax Status
Looking for
Property estimated value
How much finance do you require? Must be between £60,000 and £1,000,000
Must be between £60,000 and £1,000,000
What is the expected rental? (per month)
Are you interested in
Your calculation results
Minimum rental income required
—
Minimum rent required
Our maximum financing is £1,000,000
Our minimum financing is £60,000
—
FTV
—%
RCR
Maximum finance based on rental income
—
Maximum finance available
Our maximum financing is £1,000,000
Our minimum financing is £60,000
Please note: All calculations are subject to our finance criteria, including FTV, product, and application type. Rates and terms may change. For more details, please review our Terms & Conditions and Privacy Notice. For more support, contact us.
No matching finance options were found. Please adjust your inputs and try again.
Buy-to-let calculator.
Check how much rent you can comfortably afford based on your income and monthly expenses.
Finance requirements
We offer a monthly payment estimate based on your selected term, finance amount, and type of agreement.
Total amount of finance Must be between £60,000 and £1,000,000
Must be between £60,000 and £1,000,000
Finance Term Term must be between 7 and 40 years
Term must be between 7 and 40 years
Finance agreement required
Individual
Ltd
UK Resident
Expat
Discounted 2 years
Fixed – 2 years
Fixed – 5 years
Discounted Variable
HMO / MUFB
Single AST Occupancy
Single AST Occupancy
65%
75%
80%
Type
| Monthly Payment |
Individual/ LTD |
Residency | Property Type |
FTV Max |
Initial Rental Rate |
Product Fee |
EBC ⓘ |
|---|
| — | Expat Individual | Expat | HMO / MUFB | 65% | 6.00% | 1% @ min £999 | No EBC |
| — | Expat Individual | Expat | HMO / MUFB | 75% | 6.10% | 1% @ min £999 | No EBC |
| — | Expat Individual | Expat | Single AST Occupancy | 65% | 5.95% | 1% @ min £999 | No EBC |
| — | Expat Individual | Expat | Single AST Occupancy | 75% | 6.05% | 1% @ min £999 | No EBC |
| — | Expat Individual | Expat | Single AST Occupancy | 80% | 6.10% | 1% @ min £999 | No EBC |
| — | Expat LTD | Expat | HMO / MUFB | 65% | 6.00% | 1% @ min £999 | No EBC |
| — | Expat LTD | Expat | HMO / MUFB | 75% | 6.10% | 1% @ min £999 | No EBC |
| — | Expat LTD | Expat | Single AST Occupancy | 65% | 5.95% | 1% @ min £999 | No EBC |
| — | Expat LTD | Expat | Single AST Occupancy | 75% | 6.05% | 1% @ min £999 | No EBC |
| — | Expat LTD | Expat | Single AST Occupancy | 80% | 6.10% | 1% @ min £999 | No EBC |
| — | Individual | UK Resident | HMO / MUFB | 65% | 6.00% | 1% @ min £999 | No EBC |
| — | Individual | UK Resident | HMO / MUFB | 75% | 6.05% | 1% @ min £999 | No EBC |
| — | Individual | UK Resident | Single AST Occupancy | 65% | 5.90% | 1% @ min £999 | No EBC |
| — | Individual | UK Resident | Single AST Occupancy | 75% | 5.95% | 1% @ min £999 | No EBC |
| — | Individual | UK Resident | Single AST Occupancy | 80% | 6.00% | 1% @ min £999 | No EBC |
| — | LTD | UK Resident | HMO / MUFB | 65% | 5.95% | 1% @ min £999 | No EBC |
| — | LTD | UK Resident | HMO / MUFB | 75% | 6.00% | 1% @ min £999 | No EBC |
| — | LTD | UK Resident | Single AST Occupancy | 65% | 5.85% | 1% @ min £999 | No EBC |
| — | LTD | UK Resident | Single AST Occupancy | 75% | 5.95% | 1% @ min £999 | No EBC |
| — | LTD | UK Resident | Single AST Occupancy | 80% | 6.00% | 1% @ min £999 | No EBC |
| — | Expat Individual | Expat | HMO / MUFB | 65% | 6.05% | 1% @ min £999 | Fixed 2 year EBC |
| — | Expat Individual | Expat | HMO / MUFB | 75% | 6.44% | 1% @ min £999 | Fixed 2 year EBC |
| — | Expat Individual | Expat | Single AST Occupancy | 65% | 6.35% | 1% @ min £999 | Fixed 2 year EBC |
| — | Expat Individual | Expat | Single AST Occupancy | 75% | 6.35% | 1% @ min £999 | Fixed 2 year EBC |
| — | Expat Individual | Expat | Single AST Occupancy | 80% | 6.34% | 1% @ min £999 | Fixed 2 year EBC |
| — | Expat LTD | Expat | HMO / MUFB | 65% | 6.05% | 1% @ min £999 | Fixed 2 year EBC |
| — | Expat LTD | Expat | HMO / MUFB | 75% | 6.44% | 1% @ min £999 | Fixed 2 year EBC |
| — | Expat LTD | Expat | Single AST Occupancy | 65% | 6.35% | 1% @ min £999 | Fixed 2 year EBC |
| — | Expat LTD | Expat | Single AST Occupancy | 75% | 6.35% | 1% @ min £999 | Fixed 2 year EBC |
| — | Expat LTD | Expat | Single AST Occupancy | 80% | 6.34% | 1% @ min £999 | Fixed 2 year EBC |
| — | Individual | UK Resident | HMO / MUFB | 65% | 6.34% | 1% @ min £999 | Fixed 2 year EBC |
| — | Individual | UK Resident | HMO / MUFB | 75% | 6.34% | 1% @ min £999 | Fixed 2 year EBC |
| — | Individual | UK Resident | Single AST Occupancy | 65% | 6.24% | 1% @ min £999 | Fixed 2 year EBC |
| — | Individual | UK Resident | Single AST Occupancy | 75% | 6.24% | 1% @ min £999 | Fixed 2 year EBC |
| — | Individual | UK Resident | Single AST Occupancy | 80% | 6.24% | 1% @ min £999 | Fixed 2 year EBC |
| — | LTD | UK Resident | HMO / MUFB | 65% | 6.34% | 1% @ min £999 | Fixed 2 year EBC |
| — | LTD | UK Resident | HMO / MUFB | 75% | 6.34% | 1% @ min £999 | Fixed 2 year EBC |
| — | LTD | UK Resident | Single AST Occupancy | 65% | 6.24% | 1% @ min £999 | Fixed 2 year EBC |
| — | LTD | UK Resident | Single AST Occupancy | 75% | 6.24% | 1% @ min £999 | Fixed 2 year EBC |
| — | LTD | UK Resident | Single AST Occupancy | 80% | 6.24% | 1% @ min £999 | Fixed 2 year EBC |
| — | Expat Individual | Expat | HMO / MUFB | 65% | 6.25% | 1% @ min £999 | Fixed 5 year EBC |
| — | Expat Individual | Expat | HMO / MUFB | 75% | 6.60% | 1% @ min £999 | Fixed 5 year EBC |
| — | Expat Individual | Expat | Single AST Occupancy | 65% | 6.35% | 1% @ min £999 | Fixed 5 year EBC |
| — | Expat Individual | Expat | Single AST Occupancy | 75% | 6.45% | 1% @ min £999 | Fixed 5 year EBC |
| — | Expat Individual | Expat | Single AST Occupancy | 80% | 6.45% | 1% @ min £999 | Fixed 5 year EBC |
| — | Expat LTD | Expat | HMO / MUFB | 65% | 6.25% | 1% @ min £999 | Fixed 5 year EBC |
| — | Expat LTD | Expat | HMO / MUFB | 75% | 6.60% | 1% @ min £999 | Fixed 5 year EBC |
| — | Expat LTD | Expat | Single AST Occupancy | 65% | 6.35% | 1% @ min £999 | Fixed 5 year EBC |
| — | Expat LTD | Expat | Single AST Occupancy | 75% | 6.45% | 1% @ min £999 | Fixed 5 year EBC |
| — | Expat LTD | Expat | Single AST Occupancy | 80% | 6.45% | 1% @ min £999 | Fixed 5 year EBC |
| — | Individual | UK Resident | HMO / MUFB | 65% | 6.50% | 1% @ min £999 | Fixed 5 year EBC |
| — | Individual | UK Resident | HMO / MUFB | 75% | 6.50% | 1% @ min £999 | Fixed 5 year EBC |
| — | Individual | UK Resident | Single AST Occupancy | 65% | 6.20% | 1% @ min £999 | Fixed 5 year EBC |
| — | Individual | UK Resident | Single AST Occupancy | 75% | 6.32% | 1% @ min £999 | Fixed 5 year EBC |
| — | Individual | UK Resident | Single AST Occupancy | 80% | 6.32% | 1% @ min £999 | Fixed 5 year EBC |
| — | LTD | UK Resident | HMO / MUFB | 65% | 6.50% | 1% @ min £999 | Fixed 5 year EBC |
| — | LTD | UK Resident | HMO / MUFB | 75% | 6.50% | 1% @ min £999 | Fixed 5 year EBC |
| — | LTD | UK Resident | Single AST Occupancy | 65% | 6.20% | 1% @ min £999 | Fixed 5 year EBC |
| — | LTD | UK Resident | Single AST Occupancy | 75% | 6.32% | 1% @ min £999 | Fixed 5 year EBC |
| — | LTD | UK Resident | Single AST Occupancy | 80% | 6.32% | 1% @ min £999 | Fixed 5 year EBC |
| — | LTD | UK Resident | Single AST Occupancy | 80% | 6.09% | 1% @ min £999 | Fixed 5 year EBC |
| — | LTD | UK Resident | Single AST Occupancy | 75% | 6.09% | 1% @ min £999 | Fixed 5 year EBC |
| — | LTD | UK Resident | Single AST Occupancy | 65% | 6.08% | 1% @ min £999 | Fixed 5 year EBC |
| — | Individual | UK Resident | HMO / MUFB | 65% | 6.25% | 1% @ min £999 | Fixed 5 year EBC |
| — | LTD | UK Resident | HMO / MUFB | 75% | 6.25% | 1% @ min £999 | Fixed 5 year EBC |
| — | Individual / LTD | UK Resident | Single AST Occupancy | 80% | 6.14% | 1% @ min £999 | Fixed 2 year EBC |
| — | Individual / LTD | UK Resident | Single AST Occupancy | 75% | 6.14% | 1% @ min £999 | Fixed 2 year EBC |
| — | Individual / LTD | UK Resident | HMO / MUFB | 75% | 6.18% | 1% @ min £999 | Fixed 2 year EBC |
| — | Individual / LTD | UK Resident | Single AST Occupancy | 65% | 6.08% | 1% @ min £999 | Fixed 2 year EBC |
| — | Individual / LTD | UK Resident | HMO / MUFB | 65% | 6.18% | 1% @ min £999 | Fixed 2 year EBC |
| — | Individual / LTD | UK Resident | Single AST Occupancy | 80% | 6.09% | 1% @ min £999 | Fixed 5 year EBC |
| — | Individual / LTD | UK Resident | Single AST Occupancy | 75% | 6.09% | 1% @ min £999 | Fixed 5 year EBC |
| — | Individual / LTD | UK Resident | HMO / MUFB | 75% | 6.25% | 1% @ min £999 | Fixed 5 year EBC |
| — | Individual / LTD | UK Resident | Single AST Occupancy | 65% | 6.08% | 1% @ min £999 | Fixed 5 year EBC |
| — | Individual / LTD | UK Resident | HMO / MUFB | 65% | 6.25% | 1% @ min £999 | Fixed 5 year EBC |
| — | Individual | UK Resident | Single AST Occupancy | 80% | 6.20% | 1% @ min £999 | No EBC |
| — | LTD | UK Resident | Single AST Occupancy | 80% | 6.20% | 1% @ min £999 | No EBC |
| — | Individual | UK Resident | Single AST Occupancy | 75% | 6.20% | 1% @ min £999 | No EBC |
| — | Individual | UK Resident | HMO / MUFB | 75% | 6.20% | 1% @ min £999 | No EBC |
| — | LTD | UK Resident | Single AST Occupancy | 75% | 6.20% | 1% @ min £999 | No EBC |
| — | LTD | UK Resident | HMO / MUFB | 75% | 6.20% | 1% @ min £999 | No EBC |
| — | Individual | UK Resident | Single AST Occupancy | 65% | 6.10% | 1% @ min £999 | No EBC |
| — | Individual | UK Resident | HMO / MUFB | 65% | 6.20% | 1% @ min £999 | No EBC |
| — | LTD | UK Resident | Single AST Occupancy | 65% | 6.10% | 1% @ min £999 | No EBC |
| — | LTD | UK Resident | HMO / MUFB | 65% | 6.20% | 1% @ min £999 | No EBC |
| — | Expat Ind. / Expat LTD | Expat | Single AST Occupancy | 80% | 6.25% | 1% @ min £999 | Fixed 2 year EBC |
| — | Expat Ind. / Expat LTD | Expat | Single AST Occupancy | 75% | 6.24% | 1% @ min £999 | Fixed 2 year EBC |
| — | Expat Ind. / Expat LTD | Expat | HMO / MUFB | 75% | 6.28% | 1% @ min £999 | Fixed 2 year EBC |
| — | Expat Ind. / Expat LTD | Expat | Single AST Occupancy | 65% | 6.19% | 1% @ min £999 | Fixed 2 year EBC |
| — | Expat Ind. / Expat LTD | Expat | HMO / MUFB | 65% | 6.28% | 1% @ min £999 | Fixed 2 year EBC |
| — | Expat Ind. / Expat LTD | Expat | Single AST Occupancy | 80% | 6.25% | 1% @ min £999 | Fixed 5 year EBC |
| — | Expat Ind. / Expat LTD | Expat | Single AST Occupancy | 75% | 6.24% | 1% @ min £999 | Fixed 5 year EBC |
| — | Expat Ind. / Expat LTD | Expat | HMO / MUFB | 75% | 6.35% | 1% @ min £999 | Fixed 5 year EBC |
| — | Expat Ind. / Expat LTD | Expat | Single AST Occupancy | 65% | 6.19% | 1% @ min £999 | Fixed 5 year EBC |
| — | Expat Ind. / Expat LTD | Expat | HMO / MUFB | 65% | 6.35% | 1% @ min £999 | Fixed 5 year EBC |
| — | Expat Individual | Expat | Single AST Occupancy | 80% | 6.30% | 1% @ min £999 | No EBC |
| — | Expat LTD | Expat | Single AST Occupancy | 80% | 6.30% | 1% @ min £999 | No EBC |
| — | Expat Individual | Expat | Single AST Occupancy | 75% | 6.30% | 1% @ min £999 | No EBC |
| — | Expat Individual | Expat | HMO / MUFB | 75% | 6.30% | 1% @ min £999 | No EBC |
| — | Expat LTD | Expat | Single AST Occupancy | 75% | 6.30% | 1% @ min £999 | No EBC |
| — | Expat LTD | Expat | HMO / MUFB | 75% | 6.44% | 1% @ min £999 | No EBC |
| — | Expat Individual | Expat | HMO / MUFB | 65% | 6.20% | 1% @ min £999 | No EBC |
| — | Expat Individual | Expat | Single AST Occupancy | 65% | 6.20% | 1% @ min £999 | No EBC |
| — | Expat LTD | Expat | Single AST Occupancy | 65% | 6.20% | 1% @ min £999 | No EBC |
| — | Expat LTD | Expat | HMO / MUFB | 65% | 6.20% | 1% @ min £999 | No EBC |
The Financial Conduct Authority doesn’t regulate these products. Meaning there’s no guarantee it’ll make enough money to cover what you owe.
If you can’t keep up with payments for your buy-to-let property, you could lose it. Right now, our Standard Variable Rate (SVR) is 7.5%.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.00%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.10%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
5.95%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.05%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.10%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.00%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.10%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
5.95%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.05%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.10%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.00%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.05%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
5.90%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
5.95%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.00%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
5.95%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.00%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
5.85%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
5.95%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted 2 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.00%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.05%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.44%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.35%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.35%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.34%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.05%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.44%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.35%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.35%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.34%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.34%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.34%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.24%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.24%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.24%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.34%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.34%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.24%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.24%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.24%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.25%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.60%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.35%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.45%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.45%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.25%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.60%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.35%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.45%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.45%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.50%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.50%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.20%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.32%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.32%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.50%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.50%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.20%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.32%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.32%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.09%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.09%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.08%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.25%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.25%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Individual / LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.14%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Individual / LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.14%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Individual / LTD
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.18%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Individual / LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.08%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Individual / LTD
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.18%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Individual / LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.09%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Individual / LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.09%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Individual / LTD
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.25%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Individual / LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.08%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Individual / LTD
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.25%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.20%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.20%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.20%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.20%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.20%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.20%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.10%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
Individual
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.20%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.10%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
LTD
Residency:
UK Resident
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.20%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Expat Ind. / Expat LTD
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.25%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Expat Ind. / Expat LTD
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.24%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Expat Ind. / Expat LTD
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.28%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Expat Ind. / Expat LTD
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.19%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 2 years
Individual/LTD:
Expat Ind. / Expat LTD
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.28%
Product Fee:
1% @ min £999
EBC:
Fixed 2 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Expat Ind. / Expat LTD
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.25%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Expat Ind. / Expat LTD
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.24%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Expat Ind. / Expat LTD
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.35%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Expat Ind. / Expat LTD
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.19%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Fixed – 5 years
Individual/LTD:
Expat Ind. / Expat LTD
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.35%
Product Fee:
1% @ min £999
EBC:
Fixed 5 year EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.30%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
80%
Purchase/Refinance:
—
Initial Rental Rate:
6.30%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.30%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.30%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.30%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
75%
Purchase/Refinance:
—
Initial Rental Rate:
6.44%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.20%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
Expat Individual
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.20%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
Single AST Occupancy
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.20%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Product details
Product Type:
Discounted Variable
Individual/LTD:
Expat LTD
Residency:
Expat
Property Type:
HMO / MUFB
FTV:
65%
Purchase/Refinance:
—
Initial Rental Rate:
6.20%
Product Fee:
1% @ min £999
EBC:
No EBC
Eligibility Criteria
Buy within the UK
If you’re purchasing property in England and Wales, you’re eligible for financing.
Earn minimum 18k
Have a minimum income of £18,000, applicable to at least one applicant.
Property value limit
The property’s value falls between £80,000 and £5 million.
At least 18
You need to be older than 18 to be eligible for financing.
Experienced or First-time landlords
For portfolio applications, both experienced and first-time landlords are eligible, including those applying for HMO/MUFB properties.
Property Conditions
The property must meet certain standards for habitability and safety, as determined by a professional inspection.
Finance limit
Finance amount falls between £60,000 and £1 million, with a total aggregate exposure limit of £2.5 million.
Ready to apply?
If you know the type of financial product you require and wish to move to the next step, then fill out our application form and let’s get this process started for you!
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I had an excellent experience with Qadeer Malik while arranging finance for my two property purchases. He demonstrated a high level of professionalism throughout the entire process and ensured that everything was handled efficiently and smoothly.
Qadeer made the application process clear, well-structured, and timely. His communication was exceptional; even while I was overseas, he proactively contacted me with regular updates, ensuring I was always informed and confident in the progress being made.
His knowledge, attention to detail, and commitment to client service truly set him apart. I would highly recommend Qadeer Malik to anyone seeking a reliable, knowledgeable, and professional finance specialist. His dedication and client-focused approach make him an excellent choice for property finance services.
I wholeheartedly recommend Offa to anyone seeking a more personal and ethical approach to property finance. Throughout my journey with Offa, Sayful’s dedication and availability were unparalleled, and it felt like I had a trusted advisor by my side at every turn.
Our experience with Offa was exceptional. Their commitment to Shariah compliance sets the standard for what a bridge finance company should aspire to be, providing a much-needed alternative for clients seeking financial solutions that align with their religious beliefs.
Having known Offa’s executive team for years, I know they are some of the most knowledgeable professionals in the UK Islamic finance sector. And we are proud to work with them.
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