Careers
Let’s modernise Islamic finance
Looking for an exciting career where your talents are truly valued? Be part of a vibrant group that’s revolutionising the fintech industry with ethical innovation.
At Offa, we want to see your skills shine alongside passionate professionals who share your drive for excellence, contributing to a company that puts moral principles at its core.
Ready to make a difference? Join Offa and be part of something special.
Where faith meets finance
Benefits of working at Offa
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Open positions
Embark on a rewarding career journey with us! Explore our exciting open positions and discover opportunities that align with your skills and ambitions.
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Reporting into: Head of Compliance & MLRO (SMF16 & SMF17)
Location: Solihull, West Midlands
Join one of the fastest-growing ethical finance brands in the UK. Offa is on a mission to reshape and modernise Islamic finance – making it more ethical, more accessible, and unmistakably aspirational. Our growth has been explosive, our products are scaling fast, and our brand presence is rising across the UK.
Role Purpose:
As a Credit Risk Analyst, you will play a key role in assessing, monitoring and managing credit risk across Offa’s portfolio of products. You will ensure all risk decisions are aligned with Sharia principles, internal policies, and the requirements of the Financial Conduct Authority (FCA). This role suits someone with the relevant credit risk experience, strong analytical skills, sound judgement and a commitment to ethical finance.
Key Responsibilities:
– Monitor and report on the performance of the existing HPP, BTL and Bridging portfolios, identifying emerging risks and trends.
– Assist in the development and maintenance of credit risk policies, procedures and Sharia-compliant risk frameworks.
– Secretariat for Credit Committee.
– Manage and develop the packs for Credit Committee, Exco Risk Committee and Board Risk & Audit Committee.
– Support the monitoring of accounts in arrears, forbearance cases and early warning indicators.
– Ensuring compliance with relevant FCA regulations, internal governance processes, and Islamic finance principles.
– Contribute to stress testing, scenario analysis and risk modelling activities.
– Collaborate with Underwriting, Operations, Compliance and Sharia Advisory teams to ensure consistent risk standards across the business.
– Assist with training new team members on financial crime policies and procedures.
– Support ad hoc compliance and administrative tasks as needed.
Required skills and experience:
– Experience in credit risk, underwriting or financial analysis (mortgages, HPP, secured lending or Islamic finance preferred).
– Strong understanding of UK regulatory requirements (FCA, MCOB, AML/CTF).
– Knowledge of Islamic finance concepts – especially Sharia-compliant home finance – highly desirable.
– Excellent analytical skills and the ability to interpret financial and non-financial data.
– Strong written and verbal communication skills, with the ability to present clear recommendations.
– High attention to detail, sound judgement
– Commitment to ethical, customer-centric decision-making.
– Ability to work independently and as part of a collaborative risk team.
Ready to make a difference?
Join Offa and be part of something special. To apply, please submit your CV and a cover letter detailing your qualifications and experience. Applications will be reviewed on a rolling basis until the position is filled.
Submit to: jobs@offa.co.uk
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