Corporate Buy-to-Let
Corporate Buy-to-Let
We specialise in corporate Buy-to-Let (BTL) financing, allowing you to purchase a rental property through a limited company (LTDs) or a limited liability partnership (LLPs).
What’s needed
Am I eligible for a corporate BTL?
You can apply for a corporate BTL if you have the following:
Agreement with Offa
The agreement will be made between Offa and the company.
Company eligibility rules
Companies must be registered and operating in England or Wales
Listing directors requirement
All directors applying must be listed in the application to Offa.
Business purpose and industry codes
The company must be established to purchase and manage residential investment properties, indicated by SIC codes 68100. 68209, 68320.
Shareholder-director rules
Everyone listed in the application must also be shareholders.
Company ownership and shares
All shareholders must be directors and collectively own 100% of the company’s shares.
Personal guarantee by shareholders
Offa will ask shareholders to personally guarantee the finance amount.
Legal advice necessity
Shareholders must obtain independent legal advice on personal guarantee from a solicitor not associated with Offa.
Process for overseas directors
Offa will review applications if directors are non-UK residents, and all directors must be UK citizens.
Here’s how we can help
Plan your finances easily with our affordability and buy-to-let (BTL) calculators and find out how much you could earn from investment properties.
Fill out our form
Wondering the minimum monthly rent needed to cover expenses? Find out by using our affordability calculator
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