Finance Eligibility Calculator
How much finance can I get?
Discover how much finance you could get with our quick online calculator.
See what you can afford with our handy calculators.
Plan your finances easily with our monthly payment and finance calculators.
Finance Calculator
Check how much rent you can comfortably afford based on your income and monthly expenses.
How much finance can I get?
Discover how much finance you could get with our quick online calculator.
Number of Applicants * (Max no of 4.)
Please enter number of applicants (1–4)
Total Gross Household Income *
Please enter your total gross household income
Monthly Finance Commitments (This includes loans, credit cards, store cards)
Other Monthly Commitments (For example; Childcare, Maintenance)
Your calculation results
Estimated maximum finance
Based on the information provided we think we could finance you
—
Estimated maximum finance
Our maximum financing is £1,000,000
Our minimum financing is £60,000
We were unable to calculate a result. Please check your inputs and try again.
This is subject to our finance criteria, FTV, product and application type. This is a representative example for illustrative purposes only. The rate and finance amount you receive will depend on a full review of your circumstances which includes credit history, affordability, and property details. Rates and terms are subject to change or withdrawal without notice.
Monthly Payment Calculator
Monthly payment calculator
Find out your estimated monthly payment based on your finance details.
Amount of finance *(Between £60,000 and £1,000,000)
Please enter an amount between £60,000 and £1,000,000.
Finance term (years) *(Between 7 and 40 years)
Please enter a term between 7 and 40 years.
Finance agreement *
Please select a finance agreement.
Filters
Product Type
FTV Max
Showing 10 results
Type
| Monthly Payment |
Residency | FTV Max |
Purchase/ Refinance |
Initial Rental Rate |
Product Fee |
|---|
| — | Both | 65% | Yes | 5.50% | £499 |
| — | Both | 80% | Yes | 5.60% | £499 |
| — | Both | 65% | Yes | 5.80% | £499 |
| — | Both | 80% | Yes | 5.80% | £499 |
| — | UK Resident | 90% | Yes | 6.60% | £999 |
| — | UK Resident | 95% | Yes | 6.90% | £999 |
| — | Both | 65% | Yes | 5.75% | £499 |
| — | Both | 80% | Yes | 5.88% | £499 |
| — | UK Resident | 90% | Yes | 6.58% | £999 |
| — | UK Resident | 95% | Yes | 6.88% | £999 |
Product details
Product Type:
Discounted Variable
Residency:
Both
FTV:
65%
Purchase/Refinance:
Yes
Initial Rental Rate:
5.50%
Product Fee:
£499
Product details
Product Type:
Discounted Variable
Residency:
Both
FTV:
80%
Purchase/Refinance:
Yes
Initial Rental Rate:
5.60%
Product Fee:
£499
Product details
Product Type:
Fixed – 2 years
Residency:
Both
FTV:
65%
Purchase/Refinance:
Yes
Initial Rental Rate:
5.80%
Product Fee:
£499
Product details
Product Type:
Fixed – 2 years
Residency:
Both
FTV:
80%
Purchase/Refinance:
Yes
Initial Rental Rate:
5.80%
Product Fee:
£499
Product details
Product Type:
Fixed – 2 years
Residency:
UK Resident
FTV:
90%
Purchase/Refinance:
Yes
Initial Rental Rate:
6.60%
Product Fee:
£999
Product details
Product Type:
Fixed – 2 years
Residency:
UK Resident
FTV:
95%
Purchase/Refinance:
Yes
Initial Rental Rate:
6.90%
Product Fee:
£999
Product details
Product Type:
Fixed – 5 years
Residency:
Both
FTV:
65%
Purchase/Refinance:
Yes
Initial Rental Rate:
5.75%
Product Fee:
£499
Product details
Product Type:
Fixed – 5 years
Residency:
Both
FTV:
80%
Purchase/Refinance:
Yes
Initial Rental Rate:
5.88%
Product Fee:
£499
Product details
Product Type:
Fixed – 5 years
Residency:
UK Resident
FTV:
90%
Purchase/Refinance:
Yes
Initial Rental Rate:
6.58%
Product Fee:
£999
Product details
Product Type:
Fixed – 5 years
Residency:
UK Resident
FTV:
95%
Purchase/Refinance:
Yes
Initial Rental Rate:
6.88%
Product Fee:
£999
No products found matching your criteria. Please adjust the filters above.
* Your home may be repossessed if you do not keep up payments on your Home Purchase Plan.
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Disclaimer
Offa is the trading name of Offa Money Limited (No 11770367), Offa Operations Ltd (No 11609468), Offa Holdings Limited (No 12220198), Aura Soltana Limited (No 11774710), and Offa Finco 1 Limited (No 12222819) all of which are registered in England and Wales and have their registered offices at Suite 6, 2nd Floor, 1 Homer Road, Solihull, England, B91 3QG. Offa Money Limited is authorised and regulated by the Financial Conduct Authority (FCA). FCA Reference Number: 1000573.
Your home may be repossessed if you do not keep up payments on your Home Purchase Plan