Image for What is the difference between rent only and rent plus acquisition?

Published:

22nd Feb 2026

Author:

John Li

What is the difference between rent only and rent plus acquisition?

A rent-only product is a Sharia-compliant alternative to a conventional interest-only
mortgage where you only pay rent without acquiring a share of the property.

A rent plus acquisition product is a Sharia-compliant alternative to a conventional
repayment (capital & interest) mortgage where you also acquire a share of the
property.

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