What is meant by the term ‘FTV’ and ‘FTC’?

FTV is the Finance to Value ratio and is calculated based on the amount of capital we have invested against the market valuation of the underlying property.

FTC is the Finance to Cost ratio and is calculated based on the amount of capital we have invested against the total cost of purchasing the underlying property.

Both FTV and FTC are ratios which measure the amount of finance made available in each transaction.

You can view the maximum FTV and FTC amounts we offer for our various products on the Products Page. Where there is a shortfall in the amount of finance offered, this will need to be sourced by the customer themselves.