WELCOME TO OFFA

Swift, simple, faith based finance

Home Purchase Plan

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OUR PRODUCTS

Rooted in faith. Get fast and easy Islamic property finance today.

Home-buyers

Offa’s family-friendly Islamic equivalent to a conventional mortgage.

Home Purchase Plan

Landlords and investors

Get ultra-fast halal finance with our paperless Buy-to-Let applications process. Sharia-compliant Bridge and Bridge-to-Let financing and options for landlords and investors.

REALISING YOUR TRUE POTENTIAL

We help fulfil your property ambitions as you move up the property ladder.

We are the UK’s first Islamic bridge finance provider, now offering the biggest range of Sharia-compliant finance including Home Purchase Plan, Buy-to-Let, Bridge and Bridge-to-Let finance.

Sharia Certified

Fast Applications

Faithful Finance

Offa’s financial products are 100% Sharia compliant. This means that no interest is charged and there is no investment in industries deemed harmful to society such as the arms trade, animal testing, gambling, alcohol or tobacco.

The Sharia-compliance of our financial products is certified by Amanah Advisors, led by the highly respected scholar Mufti Faraz Adam.

You can download all of our Sharia-compliance certificates here.

Watch our video where Mufti Faraz Adam discusses this further.

“At Offa, we’re proud to do things differently. No interest, no hassle. Just fast and easy Islamic property finance. And with our team of experts we’ve got your back every step of the way.”

Sultan Choudhury OBE

Executive Chairman, Offa

WE MAKE THINGS EASY

No more jumping through hoops.

Get fast and easy Islamic property finance today.

WHERE FAITH MEETS FINANCE

Why Choose Offa

Whether you’re a home buyer, an aspiring landlord or a seasoned property investor, we offer quick and easy Islamic property finance decisions from our team of experienced experts to help you realise your potential.

“Very happy with the service! Just got the keys for my first flat and I am over excited”

Sharia Certified

Our products are 100% Sharia-compliant, certified by Amanah Advisors.

Fast & Efficient

Get a Decision in Principle in minutes, not days. Our digital-first process saves you time.

Transparent & Fair

No hidden fees or early repayment penalties. We believe in clear, honest partnerships.

Ethical to the Core

Your money is never invested in harmful industries. We prioritise community and social good.

Competitive Rates

Enjoy rates that compete with conventional banks, without compromising your values.

Dedicated Support

Our team of experts is here to guide you through every step of your home buying journey.

Trusted by homeowners across the UK

Join thousands of happy customers who have chosen a fairer way to buy their home.

W

I had an excellent experience with Qadeer Malik while arranging finance for my two property purchases. He demonstrated a high level of professionalism throughout the entire process and ensured that everything was handled efficiently and smoothly.

Qadeer made the application process clear, well-structured, and timely. His communication was exceptional; even while I was overseas, he proactively contacted me with regular updates, ensuring I was always informed and confident in the progress being made.

His knowledge, attention to detail, and commitment to client service truly set him apart. I would highly recommend Qadeer Malik to anyone seeking a reliable, knowledgeable, and professional finance specialist. His dedication and client-focused approach make him an excellent choice for property finance services.

MH

I wholeheartedly recommend Offa to anyone seeking a more personal and ethical approach to property finance. Throughout my journey with Offa, Sayful’s dedication and availability were unparalleled, and it felt like I had a trusted advisor by my side at every turn.

AI

Our experience with Offa was exceptional. Their commitment to Shariah compliance sets the standard for what a bridge finance company should aspire to be, providing a much-needed alternative for clients seeking financial solutions that align with their religious beliefs.

NP

Having known Offa’s executive team for years, I know they are some of the most knowledgeable professionals in the UK Islamic finance sector. And we are proud to work with them.